What does the term "NAF" stand for?

The term "NAF" stands for Non-Appropriated Funds, which refers to funds generated by military bases through activities such as recreation, retail, or other services provided to service members and their families that are not funded by taxpayer dollars. These funds are used to support programs and activities that enhance the quality of life for military personnel and their families, such as Morale, Welfare, and Recreation (MWR) programs. It is important to understand that Non-Appropriated Funds help fulfill essential needs and services for the military community while allowing for additional recreational, social, and cultural activities that might not be available through appropriated sources.